Insulating your home, what savings?

Insulating your home

Changing your old heating system with a new one is a good solution to reduce energy consumption. However, this investment may be in vain if the insulation of the accommodation is faulty and lets the heat out. It would be like wanting to heat the outside and that is certainly not the intended goal. We must therefore be aware that a well-insulated fireplace offers a multitude of savings as well as better comfort. Without forgetting that the work benefits from various aids to amortize the cost.

The benefits of insulating your home

A house with heat loss can cause a high bill. Since 65% of theenergy consumptionof a fireplace is used for heating, do not neglect the insulation of your home!

Indeed, a properly insulated home consumes half as much as a poorly insulated home. This can lead to substantial savings in the long term.

In addition, inconveniences such as humidity (mold) or poor air quality are greatly reduced.

You should also know that all parts of a house can be insulated. Whether walls, roof, windows or floor for example.

Savings made by insulating your home

In general, 30% of heat loss comes from the roof, often because of the attic, and 25% comes from the exterior walls.

By insulating the attic, there is a 27% drop in energy consumption, or just €474 in savings per year. This type of work is profitable in 4 years.

In the same way,change your windowsalso reduces expenses and increases comfort. Opting for double or triple glazing retains heat more effectively and greatly reduces noise coming from outside.

Financial aid for the thermal insulation of your house

All work at a cost, but these can be greatly reduced with aid. To make or redo the insulation of your home, several solutions are possible to amortize the price. They can be combined with each other, whether you areowneror tenant (under certain conditions).

Eco-premiums also called CEE premiums

Supplied by energy supply companies (EDF, Total, Engie, etc.),CEE premiumsare granted within the framework of carrying out energy saving work. The amount varies depending on the organization that benefits from it.

Formerly known in two forms, the CITE tax credit and the Habiter Mieux Sérénité aid from the ANAH “MaPrimeRénov’” brings together the two former government aids in order to facilitate the process. The amount varies according to the type of insulation,the surfaceand household income.

Reduced rate VAT

Initially at 20%, theVAT is reduced to 5.5%for work related to the improvement of the energy performance of its habitat.

Eco-loan at zero rate

Eco-PTZoffers the possibility of crediting the estimated amount of the renovation/insulation work without interest. This allows you to spread your payment over several years, without paying any additional fees.

Exemption from property tax

Depending on your community, it is possible to benefit from an exemption from property tax on built properties (TFPB).

How to undertake insulation work?

First of all, it is necessary to know if the accommodation is well insulated or not. This requires a diagnosis to identify potential heat loss. A simplified diagnosis can be offered free of charge by various providers.

As part of a global renovation, it is advisable to make aEnergy performance diagnosticcomplete. The cost is then around 800 €. This is a very good investment to target work that will quickly pay for itself.

Similarly, there is no legal obligation to continue your project with the company that carried out the diagnosis of the house. Very often, service providers allow themselves higher work prices following a free diagnosis.

It is essential to use onlycraftsmen EGR. This qualification is mandatory for an individual to benefit from aid. This is a certification that attests to the good performance of the company carrying out the work. In order to get the lowest cost, it is also a good idea to get several quotes for the sake of comparison.

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